An individual can personally create their own economic stimulus package by elimination debt. This type of help is not in the government’s plan.
Everyday, we hear the news of the debated economic stimulus package. We sit back and wonder how this will directly help us. Each of us has a unique perspective on the stimulus, and we all have different needs for where, when, and how the stimulus may or may not personally help.
Previous economic stimulus packages have sent rebate checks directly to taxpayers. Most of the stimulus money paid directly to the people was just forwarded onto creditors to pay down already existing debt. The current stimulus plan does not contain any provisions to send money directly to the people, and the debt balance for most people continues to grow.
For a person with overwhelming debt, any stimulus received would be used to pay down that debt. Many people are finding that they can create their own personal stimulus package, without the government’s help, by completely eliminating 100% of their debts from credit cards and personal loans. They are taking responsibility for their own financial future, instead of waiting for outside help. Of course, personal responsibility is what this country was founded on.
Without debt, and without the monthly credit card payments, hundreds of dollars per month are saved on principal, interest and other fees. For some people, this can be thousands of dollars per year in savings. Being debt free could also be the difference between financial security and bankruptcy.
Secured debts such as mortgages and auto loans are not applicable to the elimination program. But without the credit card payments, extra money would be available to help pay for other obligations in life.
The debt elimination program may not be for everybody. It is imperative that some time be set aside to understand just how and why the debt can be wiped clean. An elimination program is not bankruptcy, consolidation, or a home refinance. Having a basic understanding of the premise of the program will also remove any fear that someone has in regards to proceeding with this debt relief method.
A person does not need to become a lawyer to understand this process. You just need to be open to some unfamiliar information. This is time well spent considering the thousands of dollars of debt that can be eliminated. There is also no cost to obtain this understanding. This may be “hard-to-find” information, but it’s not top-secret. You will not obtain this knowledge from our main information sources, such as television, newspapers, co-workers, and our parents.
Assuming control of your debt will initiate your own personal economic stimulus plan. And you don’t need an act of congress to accomplish it. A little knowledge can set you free.
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