Continental Finance MasterCard – Review


The Continental Finance MasterCard is an unsecured sub prime credit
card. This means that this card is designed specifically for
individuals with a low credit score.

This card has an initial credit limit of $300. With semi-annual credit limit increases up to a maximum limit of $2000.

Your card will report monthly to all three major credit bureaus. Thus
providing you a way to re-establish and rebuild your credit score.

This card can help your credit score because by paying your monthly
bill you will create a positive payment history. In addition by opening
this account it will improve your ratio of credit to debt.

These two factors carry a lot of weight when your credit score is being
calculated. We do encourage you to remove any derogatory items on your
credit report too.

This card is unsecured which means that you do not have to put a
deposit down. However you will have to pay an annual fee. This is
typical with sub prime cards.

The benefit of this card is the very low 9.75% APR. The industry
standard on sub prime cards is just under 20%. Your card can be used at
millions of locations across the globe.

There is an easy approval process, and can be used by people with a
bankruptcy on their credit history. You will get the results of your
application with seconds of completing it online.

The card is issued by The First Bank of Delaware. This bank has been a leader in sub prime lending for years.

With this card you will have free online account access. You will be
responsible to pay your monthly bill and keep your balance below your

The alternative is a secured credit card. However with this card it
will take you longer to rebuild your score because this card is
reported to the bureaus as a secured line of credit.

Or you can get a shopping card. We do not suggest these cards because
they come with monthly fees, a large deposit and often only report to
one bureau.

In sum we do suggest the Continental Finance MasterCard and with proper
use you can rebuild your credit score. You don’t have to just live with
bad credit you can take steps to improve your score and lower the cost
of getting credit.

Article Tags:
Continental Finance Mastercard, Continental Finance, Finance Mastercard, Credit Score

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For more about the Continental Finance MasterCard or for a review of the Tribute MasterCard another suggested bad credit credit card visit us.
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